Homeowners Insurance

We Are Here to Help Protect Your Biggest Asset


A disaster can occur at any time. As a homeowner, you must ensure that you keep your family safe with a New York homeowner's insurance policy that offers complete protection. Since purchasing a policy that meets your needs best can be a daunting task, Ackerly Insurance is here to help. Our experienced insurance consultants can help you choose between monocline or package insurance coverage when keeping your home safe from the damages caused by snow, storms, hurricanes, or floods.

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Why You Need New York Homeowners Insurance

Our experienced insurance consultants will use formulas that take into account various factors that the typical insurance company will use to calculate the replacement cost value of your home. Determining the value of your home requires careful calculation, which is why you need the best by your side to ensure it’s done right the first time. This is where Ackerly comes in. Homeowner’s Insurance grants you the peace of mind of knowing your property is safe.

Get a Range of Coverage


Homeowners insurance provides a range of coverage from basic to catastrophic, covering incidents in and around your primary dwelling. Coverage may include any or all of the following depending on your needs:

  • Dwelling 
  • Other Structures 
  • Personal Property 
  • Additional Living Expenses 
  • Personal Liability 
  • Medical Payments to Others 
  • Condominium Unit Homeowner 
  • Renter's Coverage 
  • Inflation Guard Endorsement 
  • Guaranteed Dwelling Endorsement 
  • Guaranteed Contents Endorsement 
  • Other Structures Endorsement 
  • Sewer and Drains Endorsement 
  • Scheduled Personal Endorsement 
  • Blanket Endorsement
  • Increased Limits on Money & Securities
  • Secondary Residence Premises Endorsement 
  • Home Daycare Endorsement 
  • Business Pursuits Endorsement 
  • Home Business Endorsement 
  • Personal Injury Endorsement 
  • Income Property Endorsement 
  • Ordinance and Law Endorsement 
  • Watercraft Endorsement 
  • Theft Coverage Protection Endorsement 
  • Credit Card Forgery and Depositors Forgery Coverage Endorsement covers 
  • Flood Insurance 
  • Earthquake Insurance Endorsement

Get a Range of Coverage


Homeowners insurance provides a range of coverage from basic to catastrophic, covering incidents in and around your primary dwelling. Coverage may include any or all of the following depending on your needs:

  • Dwelling 
  • Other Structures 
  • Personal Property 
  • Additional Living Expenses 
  • Personal Liability 
  • Medical Payments to Others 
  • Condominium Unit Homeowner 
  • Renter's Coverage 
  • Inflation Guard Endorsement 
  • Guaranteed Dwelling Endorsement 
  • Guaranteed Contents Endorsement 
  • Other Structures Endorsement 
  • Sewer and Drains Endorsement 
  • Scheduled Personal Endorsement 
  • Blanket Endorsement 
  • Increased Limits on Money & Securities
  • Secondary Residence Premises Endorsement 
  • Home Daycare Endorsement 
  • Business Pursuits Endorsement 
  • Home Business Endorsement 
  • Personal Injury Endorsement 
  • Income Property Endorsement 
  • Ordinance and Law Endorsement 
  • Watercraft Endorsement 
  • Theft Coverage Protection Endorsement 
  • Credit Card Forgery and Depositors Forgery Coverage Endorsement covers 
  • Flood Insurance 
  • Earthquake Insurance Endorsement

Personalized Coverage to Fit Every Budget

Ackerly Insurance has a team of professional consultants who can make a real difference in getting insurance coverage that’s personalized to your specific needs. Our insurance consultants work closely with all of our clients and provide important information on all of the available coverage options. The services that we provide for those looking for homeowners insurance, NY allows you to make a more informed decision and get better rates when purchasing New York homeowners insurance.

Maximize Coverage

When it comes to selecting insurance products, the cost is a big factor to consider. However, you would not want to jeopardize your chances of getting better insurance coverage by paying a lower rate. When you hire our expert insurance consultant to help you in policy selection, you can evaluate your alternatives quicker, more effectively, and end up maximizing your advantages at a lesser cost.

We Work for You
We Work for You

Instead of working for a single corporation, our independent agent works for the consumer.

Best Value for Your Money
Best Value for Your Money

We will assist you in locating the lowest costs without favoring one company over another.

One-Stop Insurance Solution
One-Stop Insurance Solution

We provide you with a truly one-stop shopping solution for all of your insurance requirements.

Find Out More About Our Homeowners Insurance Options

Find Out More About Our Homeowners Insurance Options

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