Get in touch
(631) 581-4776
174 West Main Street, East Islip, NY 11730
Find Us: 174 West Main Street, East Islip, NY 11730 • Call Us: (631) 581-4776
Business Insurance
We Keep Your Business Protected
Choosing the right business insurance for your company is not one you should take casually. Ackerly Insurance is here to guide you every step of the way as you take on this major step to protect the well-being of your company and your employees. Business insurance NY, is a smart choice for any business owner, regardless of the size of their business.
For instance, numerous challenges arise while starting a small firm. Keeping that in mind, small business owners must try to reduce the financial risks their company encounters as a small-business owner.
While some risks are acceptable, others are not because the loss will severely affect a business or even force it to shut down. Thanks to the services provided by Ackerly Insurance, you may assign a lot of these undesirable risks to a reliable insurance provider. We can assist you in finding the right business insurance in New York, monocline policies, property, casualty, business interruption, commercial auto, worker’s comp, New York disability benefits law (NYDBL), excess liability, office at home, professional liability, and more.
What is Workers Comp?
Also known as ‘workman’s comp,’ it helps cover business owners in the event of any illness or injury of an employee. If you are an employer in New York, you require workers' compensation insurance. In many instances, landlords demand that renters get general liability insurance to protect themselves against claims of personal injury or property damage. Before hiring you, clients could want a certain kind of insurance.
Our insurance consultants can help you find what you need for your state and specific business sector. At Ackerly Insurance, we help our clients find the best business insurance, NY, whether they are looking for worker’s compensation coverage or employer liability coverage.
Why Your Business Needs Liability Insurance
For professionals that offer a service like accountancy or consulting, professional liability insurance is an excellent fit. The insurance covers any faults they may make. For enterprises that sell items, like restaurants and retail stores, product liability is preferable. It can cover faulty products or food that makes a person sick. When looking for insurance, remember your industry and the dangers you encounter.
Businesses cannot afford a lack of preparation when it comes to lawsuits and legal action. Liability insurance safeguards your business’ assets when it is sued for something the business either did or failed to do that directly or indirectly caused an injury or property damage to a third party.
Liability coverage pays damages and also attorneys' fees as well as costs associated with defending against the lawsuit, whether the charges are valid or not. The standard business owner's policy provides liability coverage, as does a separate policy known as a commercial general liability (CGL) insurance policy.
Whether you purchase it separately or as part of your business owner’s policy, commercial liability insurance will cover bodily injury, personal injury, property damage, or advertising injury. This insurance covers the medical expenses of a person (other than an employee) who is injured at the business or as a direct result of the business’ operations.
Suits by customers against a business for the non-performance of a contract and by employees charging wrongful termination or gender or racial discrimination or harassment are usually excluded from both kinds of liability insurance policies.
Personalized Coverage to Fit Every Budget
Ackerly Insurance has a team of professional consultants who can make a real difference in getting insurance coverage personalized to your specific needs. Our insurance consultants work closely with all of our clients and provide important information on all of the available coverage options. The services that we provide for those looking for business insurance, NY allows you to make a more informed decision and get better rates when purchasing New York business insurance.
Maximize Coverage
When it comes to selecting insurance products, the cost is a big factor to consider. However, you would not want to jeopardize your chances of getting better insurance coverage by paying a lower rate. When you hire our expert insurance consultant to help you in policy selection, you can evaluate your alternatives quicker, more effectively, and end up maximizing your advantages at a lesser cost.
We Work for You
Instead of working for a single corporation, our independent agent works for the consumer.
Best Value for Your Money
We will assist you in locating the lowest costs without favoring one company over another.
One-Stop Insurance Solution
We provide you with a truly one-stop shopping solution for all of your insurance requirements.
CONTACT INFO
(631) 581-4776
174 West Main Street
East Islip, NY 11730
Business Hours
Monday-Friday: 9 AM to 5 PM
Saturday: 10 AM to 12:30 PM
