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Choose a New York Auto Insurance Policy that Works for You!


Since New York is a no-fault state, car owners are required to have a $50,000 personal injury protection coverage. The process of finding the right auto insurance provider or personal injury protection coverage can be difficult. Ackerly Insurance is here to help you make the right choice when it’s time to find the right New York auto insurance.

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Minimum Requirements for Auto Insurance in NY

According to the law, the minimum auto insurance, NY coverage drivers should have is 25/50/10 in liability limits, along with uninsured motorist coverage and personal injury protection (PIP). In order to get their automobiles registered and receive a license plate, residents of New York are required to meet the minimum coverage requirements for New York auto insurance, which includes the following:

Uninsured Motorists
To get protect
ion against injuries that result from hit-and-run accidents or if you are in an accident with another vehicle that is uninsured.

No-Fault
Also known as p
ersonal injury protection, this helps pay for any medical expenses or loss in earnings should you experience a vehicle accident.

Liability
This e
nsures that you are protected against any harm your vehicle or some other person’s vehicle that you’re driving does to another person or their property.

It should be noted that New York has separate requirements when it comes to liability that’s built-in for deaths due to an accident. For instance, injuries resulting in the death of an individual allow the $25,000 individual limit to increase to $50,000, while a $50,000 per- accident limit moves up to $100,000.

Why Choose Us

Why Ackerly Insurance?

Auto insurance is a very expensive purchase for many Americans. To find the best rates, you need to be well informed on the underwriting factors that will impact the cost, the different amounts of coverage available, specific state requirements, and the insurance companies providing the best rates for you.


Established in 1965, Ackerly Insurance has garnered a reputation for delivering unmatched customer satisfaction. We take your insurance needs seriously and put in the extra legwork to ensure that all of our clients are able to get the insurance they need at the best rates.


We offer personal and commercial policies with competitive, A-rated companies in New York State. At Ackerly Insurance, we deliver a unique value proposition to our clients by working closely with over 50+ insurance providers in New York with product breadth that includes home, life, car, business, disability, long-term care, health, financial and client services.

To Find Out More about Your Auto Insurance Options, Contact Us Today At (631) 581-4776


Personalized Coverage to Fit Every Budget

Ackerly Insurance has a team of professional consultants who can make a real difference in getting insurance coverage that’s personalized to your specific needs. Our insurance consultants work closely with all of our clients and provide important information on all of the available coverage options. The services that we provide for those looking for auto insurance, NY allows you to make a more informed decision and get better rates when purchasing New York auto insurance.

Maximize Coverage

When it comes to selecting insurance products, the cost is a big factor to consider. However, you would not want to jeopardize your chances of getting better insurance coverage by paying a lower rate. When you hire our expert insurance consultant to help you in policy selection, you can evaluate your alternatives quicker, more effectively, and end up maximizing your advantages at a lesser cost.

We Work for You
We Work for You

Instead of working for a single corporation, our independent agent works for the consumer.

Best Value for Your Money
Best Value for Your Money

We will assist you in locating the lowest costs without favoring one company over another.

One-Stop Insurance Solution
One-Stop Insurance Solution

We provide you with a truly one-stop shopping solution for all of your insurance requirements.

Save 10% On Your Auto Insurance. Online NY Defensive Driving Course.

Save 10% On Your Auto Insurance. Online NY Defensive Driving Course.

Save 10% On Your Auto Insurance. Online NY Defensive Driving Course.

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